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Personal Finance: Personal Financial Planning for Women and Men

Overview

The Personal Finance course is designed to equip individuals with the knowledge and skills necessary to make informed financial decisions. The course covers a range of topics, including the impact of interest rates on wealth, saving and investing, investment options, and retirement planning.

• Abschluss: Kurs
• Nðchster Start: Daten folgen
• Dauer: 2 Tage
• Kosten: CHF 950
• Sprache: Deutsch

Financial decisions accompany us throughout our lives, from education to small purchases and real estate investments to retirement planning. Financial competence is essential for personal well-being. A crucial topic is retirement planning, as risk-free investments have become unprofitable. A positive return on savings can only be achieved by selectively taking on risks. Due to demographic aging, the risk of redistributing pension fund money from younger to older employees and retirees has increased, which has consequences for all of us.

Course Structure

The course covers the following topics:

• The impact of interest rates on our wealth
• How to save and invest
• Investment options and which ones make sense for individuals
• How to consider ESG criteria when investing
• How retirement planning works in Switzerland
• What can be done to plan for retirement
• How inflation affects wealth and debt
• Types of mortgages and where to obtain them
• Whether mortgages can be afforded
• The role of risk in investment
• How to diversify risk
• How the tax system works in Switzerland
• What are marginal tax rates and effective tax rates
• The role of taxes in debt interest, investment, or receiving pillar 3a funds
• Psychological effects that influence behavior when investing

The Personal Finance course enables individuals to make informed financial decisions. The course is independent of any sponsors and aims to make participants independent as well.

Target Audience

The course is designed for all individuals who want to make financial decisions competently and independently.

Course Leadership

The course is led by Dr. Jacqueline Henn.

Costs

The course costs CHF 950, which includes course materials. A 30% discount is available for individuals under 26 years old.

Sponsorship

The course is sponsored by the Faculty of Business and Economics.

Miscellaneous

The course location is the Juristische Fakultðt Basel, Peter Merian-Weg 8, 4052 Basel.

Documents

• Allgemein_Personal Finance_FS2025 (002) (PDF, 92 KB)