Program Overview

2026 Commercial & Investment Bank Risk Management Summer Analyst Program

The 2026 Commercial & Investment Bank Risk Management Summer Analyst Program is a nine-week summer program that provides students with the opportunity to work with industry experts to identify, assess, and manage risk for global businesses.

Program Description

The program starts with a five-day orientation and training session in New York, where expert instructors and J.P. Morgan professionals will teach students about the company's history, products, and intellectual property. Students will learn skills such as valuation analysis, accounting, corporate finance, economics, equity capital markets, debt capital markets, and risk analysis.

Job Responsibilities

As a Summer Analyst, students will be responsible for:

• Performing analysis/due diligence on a counterparty/product
• Monitoring risk sensitivities across team member counterparties and the portfolio as a whole
• Building financial models
• Contributing to analytical exercises in response to global events
• Preparing reports to outline recommendations to senior management
• Assisting in evaluating market moves that could cause losses to the firm

Program Opportunities

Students will have the chance to:

• Learn about risk at a premier global investment bank
• Understand the role of integrity and transparency in dealing with regulators, clients, and business partners
• Work collaboratively across the entire organization to find and solve problems before they grow
• Come up with innovative ways to solve challenges and answer queries
• Work on complex problems that require creative solutions
• Manage relationships with clients, regulators, and stakeholders to minimize risks and follow laws in various locations

Required Qualifications

To be eligible for the program, students must:

• Have exceptional quantitative, analytical, project management, and communication skills
• Possess strong initiative, energy, and confidence, and the ability to thrive in a fast-paced, collaborative environment
• Have knowledge of Excel and Word and fluency in English
• Attend college/university in the U.S.
• Have a minimum cumulative GPA of 3.2 on a 4.0 scale
• Have an expected graduation date of December 2026 – June 2027 from a bachelor's or master's program
• Be authorized to work in the U.S.

Preferred Qualifications

• Coursework in finance or economics is a plus

Program Locations

The program has opportunities in the following locations: New York, NY; Chicago, IL.

Credit Risk Team

The Credit Risk Team works in partnership with areas of the Commercial and Investment Bank and is responsible for assessing client credit strength and approving and managing the firm's retained credit risk. This risk can relate to underwriting, lending, and trading activities, including investment and non-investment grade syndicated loans, acquisition finance, derivatives, foreign exchange, and other products.

Base Pay/Salary

The base pay/salary for the program is:

• New York, NY: $100,000.00 – $100,000.00 / year
• Chicago, IL: $90,000.00 – $90,000.00 / year

Total Rewards Package

The company offers a competitive total rewards package, including base salary, commission-based pay, and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. The company also offers a range of benefits and programs to meet employee needs, based on eligibility, including comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching, and more.