Program Overview

FIN310 Commercial Banking and Finance

This subject examines the management of risk in financial institutions from the treasury perspective. The subject focuses on the identification, measurement, and management of non-credit risks faced by financial institutions. Contemporary issues such as asset securitisation and bank transfer pricing are also examined.

Subject Outlines

No offerings have been identified for this subject in 2018. Where differences exist between the Handbook and the SAL, the SAL should be taken as containing the correct subject offering details.

Subject Information

Grading System

HD/FL

Duration

One session

School

School of Accounting and Finance

Prerequisites

• FIN221
• FIN230

Learning Outcomes

Upon successful completion of this subject, students should:

• be able to identify and discuss the implications of changing regulatory frameworks on financial institutions
• be able to analyse the implications of risk for a financial institution on a range of issues including liquidity, capital adequacy, interest rate risk management, and bank asset pricing
• be able to analyse the performance of financial institutions and determine the implications of strategic decisions for the profitability, liquidity, balance sheet structure, and capital adequacy of financial institutions

Syllabus

This subject will cover the following topics:

• Financial Institution performance evaluation
• Interest rate risk measurement
• Off balance sheet management
• Capital adequacy
• Capital management
• Liquidity and liability management
• Securitisation and risk management
• Transfer pricing in financial institutions
• Loan pricing and loan portfolio management
• Operating cost and technology risk