Program Overview

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The Merriman Financial Literacy Program

The Merriman Financial Literacy Program offers a comprehensive range of badges that students can earn by completing various courses and activities. These badges are designed to equip students with essential financial literacy skills, enabling them to make informed decisions about their financial lives.

Badges

To earn badges, students must complete specific requirements, which are outlined below.

Merriman Financial Wellness Expert Badge

Students can earn the Merriman Financial Wellness Expert Badge by earning all of the following badges:

• Financial Wellness Badges
• Investment and Savings Badges
• Budgeting and Spending Badges
• Credit Badges

Financial Wellness Badges

To earn Financial Wellness Badges, students must complete the following requirements:

Financial Mindfulness Starter Badge

• Complete the Financial Wellness Checkup
• Complete the Understanding the Importance of Financial Wellness Course

Financial Mindfulness and Resilience Badge

• Earn the Financial Mindfulness Starter Badge
• Complete the Managing Financial Stress Course
• Complete Your Money Personality Quiz

Financial Mindfulness Expert Badge

• Earn both the Financial Mindfulness Starter Badge and the Financial Mindfulness and Resilience Badge
• Complete the 8 Week Money Mindfulness Program

Investment and Savings Badges

To earn Investment and Savings Badges, students must complete the following requirements:

Foundations of Investing and Savings Badge

• Complete the Saving for Goals Course
• Read the How and Why You Should Invest as a College Student article

Intermediate Investment and Savings Badge

• Earn the Foundations of Investing and Savings Badge
• Complete the Planning for Retirement Course
• Watch the Webinar- Investing Basics- It's Not a Sprint, It's a Marathon!

Advanced Investment and Savings Badge

• Earn both the Foundations of Investing and Intermediate Investment and Savings Badge
• Complete the Investing to Build Wealth Course
• Read the Getting Started with Investing article
• Complete the Emergency Fund Tool/ Exercise
• Complete the Investment Allocation Tool/ Exercise

Budgeting and Spending Badges

To earn Budgeting and Spending Badges, students must complete the following requirements:

Basics of Budgeting Badge

• Complete the Creating a Budget (and Sticking to it) Course

Smart Spending Skills Badge

• Earn the Basics of Budgeting Badge
• Complete the Getting out of Debt and Avoiding it in the Future Course
• Read How Tracking Your Spending Can Help You Use Your Money Better

Lifelong Budgeting Expert Badge

• Earn both the Basics of Budgeting Badge and the Smart Spending Skills Badge
• Complete the Buying a Home and Understanding Mortgages Course
• Complete the Buying or Leasing a Car Course

Credit Badges

To earn Credit Badges, students must complete the following requirements:

Financial Credit Fundamentals Badge

• Complete Understanding Credit Reports and Scores Course

Credit Management Excellence Badge

• Earn the Financial Credit Fundamentals Badge
• Complete the Using Credit Cards Responsibly Course
• Read How to Clean Up Credit Report Errors

Advanced Credit Expert Badge

• Earn both the Financial Credit Fundamentals Badge and the Credit Management Excellence Badge
• Complete the Mastering Credit and Optimizing Score Course
• Watch the Repair, Rebuild, and Restore Credit Webinar
• Read Consumer Rights Regarding Credit Reports

Upon completion of the required activities to earn a badge, students will be awarded a digital badge, which they can share on professional networking platforms.