Program Overview

Banking Credit and Risk Management Program

Program Overview

The Banking Credit and Risk Management Program is designed to meet the needs of credit and risk professionals in the financial sector. The program provides participants with the skills and knowledge required to consistently acquire and develop their skills and know-how in modern credit analysis.

Course Information

Topic Area

The program falls under the topic area of Banking, Trade, and Finance.

Start Date

The program starts on May 9, 2026.

Application Deadline

The application deadline is April 13, 2026.

Format

The program is delivered in a blended format, combining live-online sessions and on-campus sessions.

Length

The program lasts for 9 months.

Fees

The program fees are as follows:

• Egyptians: EGP 100,800
• Non-Egyptians: $3,360
• Application fee: EGP 550 (non-refundable)

Schedule

The program schedule is as follows:

• Saturdays, Mondays, and Wednesdays
• 6:00 pm - 9:00 pm

Program Outline

Core Courses

The program consists of the following core courses:

1. Accounting (33 hours)
   • Introduction to accounting principles
   • Accounting cycle and financial statements
2. Industry Analysis and Economics (18 hours)
   • Analyzing the external environment of companies
   • Identifying risk factors
3. Financial Statement Analysis (39 hours)
   • Assessing a corporation's financial performance and creditworthiness
   • Financial analysis approaches and techniques
4. Cash Flow Mechanics (12 hours)
   • Cash flow statement and analysis
   • Financial formulas and ratios
5. Projection Mechanics (18 hours)
   • Financial forecasting and scenario analysis
   • Assessing a corporation's creditworthiness and debt capacity
6. Lending Rationale (18 hours)
   • Articulating proper lending approaches for different business models
7. Trade Finance (9 hours)
   • Developing a credit facility for trade finance
   • Common practices in domestic and international trade transactions
8. Credit Structure (18 hours)
   • Developing different credit lending products
   • Role of the lending officer and credit evaluation
9. Legal Aspects in Credit (6 hours)
   • Legal aspects of banking and credit
   • Legal instruments and documents for a credit business
10. Risk Management (12 hours)
    • Risk management concepts and strategies
    • Mitigating and controlling inherent risks in the credit process
11. Writing a Credit Proposal (12 hours)
    • Developing a full credit proposal based on previous courses
    • Real-life case study and simulation

Business Acumen (Self-study Online)

• One course on critical 21st-century skills needed for today's business world

Admission Criteria and Process

Admission Criteria

• Bachelor's degree
• Proficiency in written and spoken English
• Minimum 2 years of relevant work experience in the financial sector

Admission Process

1. Prepare required documents (scanned copies in PDF format):
   • Original bachelor's degree certificate
   • National identification card (ID)/passport
2. Fill in the application and upload the required documents
3. The Admissions Committee will review the application and contact the applicant if needed
4. Receive an acceptance email specifying the next steps for online payment
5. Registration is confirmed upon payment

Refund and Cancellation Policy

• Full refund for cancellations made 7 days or more before the start date
• No refund for cancellations made 6 days or less before the start date
• Refunds will be issued to the same payment method used for the initial payment

Key Benefits

• Acquire in-depth knowledge of bookkeeping and the accounting cycle
• Identify inherent risks in the economy, industry, and business of borrowers
• Analyze financial statements and conduct cash flow analysis
• Prepare financial projections and structure credit facilities
• Develop a credit rationale consistent with a financial institution's strategy
• Identify legal aspects of banking and credit
• Assess inherent risks and understand risk management strategies

Who Should Attend

• Junior and middle management in the financial sector (banks, non-banking financial institutions, leasing, insurance, mortgage, factoring)