Program Overview

Program Overview

The Certificat Contrôle interne et risques banque assurance is a professional certification program offered by the Université Paris Dauphine - PSL. This program is designed to provide participants with a comprehensive understanding of internal control and risk management in the banking and insurance sectors.

Program Objectives

The program aims to equip participants with the knowledge and skills necessary to:

• Comprehend the regulatory framework governing financial institutions
• Appreciate the importance of compliance and risk management
• Understand the specifics of banking governance and internal control
• Evaluate the risks associated with financial institutions, including credit risk, market risk, and operational risk
• Develop strategies for measuring and managing financial and non-financial risks
• Understand the impact of digitalization and new technologies on the financial sector

Program Structure

The program consists of four modules:

Module 1 - L'environnement règlementaire et la gouvernance des établissements financiers

• Objectives:
  • Comprehend the regulatory framework
  • Understand the importance of compliance
  • Appreciate the specifics of banking governance
  • Evaluate the internal control framework
  • Comprehend risk management for financial institutions

Module 2 - Les grands équilibres de la banque

• Objectives:
  • Understand the financial statements of banks
  • Comprehend the management of assets and liabilities (interest rate risk, liquidity risk)
  • Evaluate the prudential requirements and calculation of own funds

Module 3 - Mesure et gestion des risques financiers et non financiers

• Objectives:
  • Measure and manage credit risk and understand its prudential implications
  • Measure and manage market risk
  • Measure and manage operational risk
  • Appreciate the importance of ESG criteria in risk management

Module 4 - Digitalisation, datas et enjeux des nouvelles technologies pour le secteur financier

• Objectives:
  • Understand the importance of data for financial institutions
  • Evaluate the risks associated with crisis management and business continuity
  • Comprehend the specifics of information system security (cyber risk)
  • Develop strategies for digitalization and open banking

Examination

Upon completion of the program, participants will undergo a 2-hour examination to validate their knowledge acquisition.

Pedagogical Approach

The program employs a combination of:

• Presentations
• Operational courses on regulation and banking professions
• Case studies
• Interbank exchanges and discussions with regulators on practices

Program Responsible

The program is led by Béatrice Bon-Michel, Associate Professor in Risk Management at the Université Paris Dauphine - PSL.

Intervenants

The program features interventions from regulators, including:

• Jean-François Cotier, Inspector General of the Banque de France
• Olivier Delavis, Inspector of the Banque de France
• Erevan Malroux, Jurist at the CNIL
• Grégoire Vuarlot, Mission Chief at the ACPR
• Matthias Laporte, Mission Chief at the ACPR
• Eric Lemarchand, Inspector General of the Banque de France

And from financial institutions:

• Emmanuelle Choukroun, Deputy Director – Payment Relations at Société Générale
• Alain Guzelbodur, Head of Cybersecurity Risks at a banking group
• Florian Marsaud, Director of Governance and Risks at the BPCE Group

Conclusion

The Certificat Contrôle interne et risques banque assurance program is a comprehensive and professional certification designed to equip participants with the knowledge and skills necessary to navigate the complex world of internal control and risk management in the banking and insurance sectors. With its expert-led modules, interactive pedagogical approach, and focus on both theoretical and practical aspects, this program is an invaluable resource for professionals seeking to enhance their expertise in this critical area.